Capital Solutions
CAPITAL 203 provides sophisticated financing solutions tailored to meet the unique needs of Florida businesses and investors. From commercial real estate to strategic acquisitions, find the right capital partner for your growth.
CRE & CNI Lending
Commercial real estate and industrial financing
Our Commercial Real Estate (CRE) and Commercial & Industrial (CNI) lending programs provide tailored financing solutions for property acquisitions, refinancing, construction, and business expansion. We work with investors, developers, and business owners seeking competitive terms on commercial properties and industrial facilities.
Ideal for: Real estate investors, developers, and businesses seeking commercial property or industrial facility financing
Inquire About CRE & CNI LendingKey Benefits
- Competitive fixed and adjustable rate options
- Flexible term structures from 5-25 years
- Financing for acquisition, refinancing, and construction
- Expert underwriting with industry knowledge
- Bridge and permanent financing available
- Portfolio lending for multiple properties
DSCR Loans
Cash flow-based investment property financing
Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors who want to qualify based on property cash flow rather than personal income. These loans evaluate the property rental income against the debt obligations, making them ideal for investors building portfolios or self-employed borrowers.
Ideal for: Real estate investors, portfolio builders, and self-employed borrowers seeking income property financing
Inquire About DSCR LoansKey Benefits
- Qualification based on property cash flow, not personal income
- No tax returns or W-2s required in most cases
- Ideal for self-employed and full-time investors
- Competitive rates for investment properties
- Available for single-family, multi-family, and mixed-use
- LLC and corporate ownership structures accepted
Asset-Based Financing
Leverage your business assets for capital
Asset-based financing allows businesses to leverage their existing assets including equipment, inventory, accounts receivable, and real estate to secure competitive financing. This approach provides liquidity while preserving equity and maintaining operational flexibility for growth-focused companies.
Ideal for: Established businesses with valuable assets seeking working capital, expansion funding, or operational flexibility
Inquire About Asset-Based FinancingKey Benefits
- Unlock value from existing business assets
- Equipment, inventory, and receivables financing
- Preserve equity and ownership control
- Flexible credit facilities that grow with your business
- Lower rates than unsecured alternatives
- Structured solutions for complex situations
Acquisition Financing
Strategic capital for business growth
Our acquisition financing programs provide strategic capital solutions for business acquisitions, mergers, management buyouts, and partner buyouts. We work closely with buyers and their advisors to structure deals that align with business objectives and growth strategies.
Ideal for: Entrepreneurs acquiring businesses, management teams pursuing buyouts, and companies executing strategic acquisitions
Inquire About Acquisition FinancingKey Benefits
- Financing for acquisitions, mergers, and buyouts
- Management and partner buyout solutions
- Flexible deal structures and terms
- Working capital included in transaction financing
- Industry expertise across multiple sectors
- Coordination with legal and advisory teams
Ready to Discuss Your Capital Needs?
Our capital solutions team will help you understand your options and structure the right financing for your objectives.